As beneficial as Medicare can be, it doesn’t take care of all of your medical expenses. Can you make up for that? Yes, for instance, you can buy a Medicare Supplement plan. The friendly San Antonio insurance agents from Grace Insurance Services can help you choose the most accommodating plan to fit your situation.
Medicare Supplements are private insurance products that handle some (or even all) expenses not covered by traditional Medicare Parts A and B. This includes such expenses as deductibles, coinsurance, extended hospital stays, and added doctors’ fees. Some plans also provide coverage for emergency care outside the United States.
Our insurance agents can offer you a wide array of Medicare Supplements. These can be anything from budget plans to comprehensive coverage plans. To be sure, the more coverage your plan offers, the more it will cost. Don’t despair. We’ll help you review all your options. Because Medicare Supplement plans are standardized, the benefits from one provider to another don’t change. Rates and services, though, can be markedly dissimilar. As we said, we’ll help you choose intelligently.
Our insurance agents also will ensure that you’re enrolled properly, too. There are benefits – “Guaranteed Issue” rights – associated with your Initial Enrollment Period. So, while some states do permit you to enroll at other times, you’re best advised to purchase a Medicare Supplement within your Initial Enrollment Period. That’s the six-month period beginning on the first day of the month that you turn 65 (or older) and are also enrolled in Medicare Part B.
Does that have your eyes rolling? Our insurance agents are here in San Antonio to help you make sense of it all. Contact Grace Insurance Services today.